Condoleezza Rice endorses Romney

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Cash in Annuity: Get Cash for Annuity from a Structured Settlement

Cash in Annuity: Get Cash for Annuity from a Structured Settlement
By Peter Marcus???????????????????????????????????

5/31/2012 8:37:56 AM

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There are lots of good reasons to seek cash for annuity. Cash in annuity qualifies you to quickly access money from a structured settlement. To get the best value, it is important to understand the different ways you can access cash for annuity from a structured settlement.



There are legal financing companies that specialize in structured settlement options and cash in annuity. These companies will pay part or all of your settlement in exchange for cash for annuity. The cash value will be less than if the original long term installments. However, there are certain advantages to this, especially if there are immediate needs.
Cash for annuity could allow you to put a down payment on a home, start a new business, or pay off debts. This could also help cover unforeseen expenses, such as sudden unemployment, divorce fees, or medical expenses. You can determine if you want your cash in annuity in part or in a full lump sum payment.
A good legal financing company will make the process clear and stress free. Their certified experts are trained in structured settlement options so have specific skill sets to make sure you get the best deal for your cash for annuity.
There should be no out-of-pocket expenses when you seek cash in annuity. Any expenses, including legal fees, should be absorbed by the financing company. Once all the documentation has been submitted, it take anywhere from a few weeks to several months to get your cash, depending on state laws and other circumstances.
Legal finance companies that specialize in structured settlement options and cash in annuity should be able to process documents quickly and efficiently, with little paperwork hassle for the client. Once everything is in order, the financing company can send your cash in a check for overnight delivery or as a wire transfer to your bank account.
Choosing a good legal finance company with a comprehensive understanding of structured settlement options and cash in annuity is naturally in your best interest. All transactions for cash for annuity should be handled in an ethical and transparent way. Look for a solid business history and proper certification. Testimonials and word-of-mouth referrals are also a good way to select a legal financing company.

?

?

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Character Corner: Orderliness? musings, quotes, and parenting tips ...

Oscar and Janet have been trying for years to find the right balance in their housekeeping. Janet?s mother had a hoarding disorder, and clutter drives her nuts. ?When she gets home from a long day in her family practice clinic, she wants to walk into a place that feels put together and serene.

Oscar gets six-year-old Janie off to school every morning, and then is home all day with their 4-year-old twins. ?Although he?s sympathetic to Janet?s need to have ?a place for everything and everything in its place,? he doesn?t mind when things pile up a bit, and in fact that is his natural tendency. ?He scrambles to get the breakfast and lunch dishes cleared away before he goes to pick up Janie from her school.

For Janet?s sake he hastily picks up the biggest kid projects and shoves things into closets before she gets home. ?Last week Janie?s teacher pulled him aside and said that Janie was losing her homework work and pencils a little too often. She gestured at a desk with crumpled papers sticking out and suggested that Oscar might be able to help Janie with organizational skills. ?Guiltily, Oscar wondered if the last minute scramble wasn?t working so well.

What is orderliness?
Orderliness is having a sense of where things belong and how they relate to each other, and keeping them organized accordingly. When there is a place for everything and everything in its place, then we are able to think and work efficiently. We are also more able to work collaboratively ?to share tools and space with others.
To be orderly, we also must have a sense of priorities, of what is most important and what we must let go. We can only put our lives in order if our priorities are clear.
In this sense, orderliness is not so much an external habit as a quality of our mental life. It means that we seek to understand how things relate to each other?their similarities and differences, the cause and effect relationships that connect them, and how these relate to our own values and aspirations.
Five Quotes to contemplate, discuss and share
There are uncountable hours lost each year in the workplace because of disorganization. But people mix up cleaning with organizing. Being clean is a visual thing, but being organized is being able to find things when you need them.
?Julie Mahan
If you can organize your kitchen, you can organize your life.
?Louis Parrish
No institution can possibly survive if it needs geniuses or supermen to manage it. It must be organized in such a way as to be able to get along under a leadership composed of average human beings.
?Peter F. Drucker
We have, instead (of soot and dirt), disorganization. We have this proliferation of goods. It?s the disease of the time.
?Cheryl Mendelson
Electricity is really just organized lightning.
?George Carlin
Organize your life around your dreams ? and watch them come true.
?Unknown
Bringing it home to your kids
1. ?Establish tidying rituals. ?Kids are able to put things back as soon as they are able to get them out, and cleaning up is actually easier when it?s an every-time habit. ?You might notice that your child?s preschool has a ?clean up song? that you can use at home as well. ?My daughter is seventeen, and when I asked her recently about her preschool clean up song, she sang it.
2. ?Differentiate private and public or shared spaces. ?A private space can be as small as a drawer or as large as a bedroom. ?Teach yourself to let go and let your kids control their private spaces and at the same time insist that they not leave clutter that affects other people.
3. ?Do clean-up tasks together until they are well established. ?Any task can be more fun if it includes conversation and good company.
4. Every so often, roll up your sleeves and help your children to organize their sports and hobby equipment or schoolwork. ?Talk about what they use where, how they can remember where they put things, and what looks pleasing to them. ?Help them come up with filing systems. ??Learning how to sift and sort is an acquired skill.
5. If your kids are old enough, have an occasional family check-in about managing their ?stuff.? ?Remember, the purpose of being organized is so that we can be more efficient and effective in activities we care about. ?The bottom line question is: ?Is it working for you? ?Is it working for other people?

Photo by: dangerismycat

Readers who enjoyed this post may also enjoy:
  • Character Corner: Openness? musings, quotes, and parenting tips from WisdomCommons.org
  • Character Corner: Objectivity? musings, quotes, and parenting tips from WisdomCommons.org
  • Character Corner: Moderation? musings, quotes, and parenting tips from WisdomCommons.org
  • Character Corner: Humor ? musings, quotes, and parenting tips from WisdomCommons.org
  • Character Corner: Forgiveness ? musings, quotes, and parenting tips from WisdomCommons.org

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Lovefilm introduces HD streaming in the UK and Germany, adds another nail in mail rental coffin

LoveFilm introduces HD streaming in the UK and Germany, adds another nail in mail rental coffin

Lovefilm certainly seems to be on the charm offensive to secure those movie viewing eyes. Yesterday it was the announcement of an exclusive deal with NBCUniversal, and today it's HD streaming for its "Instant" service. Subscribers in the UK and Germany can suck up full 1080p content when viewing on a Mac or PC, and 720p when watching via Xbox 360 or Smart TV (UK only) at no extra cost. The HD library is rolling out now, and currently includes only a selection of films and TV shows, but is set to expand over the coming months. So if you're a paid up member, you can start browsing the library today, and hunt out those HD badges.

Continue reading Lovefilm introduces HD streaming in the UK and Germany, adds another nail in mail rental coffin

Lovefilm introduces HD streaming in the UK and Germany, adds another nail in mail rental coffin originally appeared on Engadget on Thu, 31 May 2012 05:23:00 EDT. Please see our terms for use of feeds.

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Police: 'Hero' saved lives in Seattle shootings

SEATTLE (AP) ? Someone inside an artsy Seattle cafe where a gunman opened fire threw stools at the assailant during a shooting rampage police described as "callous, horrific and cold," a move that allowed others to run to safety.

Ian Lee Stawicki was armed with two .45-caliber handguns and began shooting Wednesday morning at Cafe Racer, killing four people. Police said he fled and later killed a female motorist, taking off with her SUV.

Stawicki later killed himself as police closed in.

Police said more could have been injured or even killed at the cafe were it not for the actions of the man, whom they did not identify. They did not say whether he was a patron or an employee.

"The hero picked up a stool and threw it at the suspect. Hit him. Picked up another stool, as the suspect is shooting and now pointing (a gun) at him and hits him with another stool," Assistant Chief Jim Pugel said.

"During that time, two or possibly three, people made their escape," he said, adding, "He saved three lives."

The slayings further frayed nerves in an already jittery city that has seen 21 homicides so far this year, as many as Seattle had in all of 2011.

"In my almost 30 years in this department, I've never seen anything more callous, horrific and cold," Deputy Chief Nick Metz said at a Thursday news conference after reviewing video footage of the killings.

The gunman's father struggled Thursday to understand how his son could have gone on a shooting rampage and apologized to the victims' families.

"The first thing I can say, and it doesn't go very far at this point, is I'm so sorry," Walter Stawicki said, his voice quivering. "It sounds so trite, that I feel their grief. ... I just hope they understand he wasn't a monster out to kill people."

The 21 homicides this year have the city's leaders wondering what if anything can be done.

"The city is stunned and seeking to make sense of it," Mayor Mike McGinn said. "I think we have to start by acknowledging the tremendous amount of grief that's out there from the families and friends of the victims."

In just over a month, a young woman was killed in a seemingly random drive-by shooting in a popular nightlife district and a father who was driving with his family was killed by a stray bullet fired during a fight involving people on the street.

While the city still has low murder rates, pressure is growing on the police to curtail the violence at a time when the department is facing accusations of excessive force. Police have told residents to expect more officers on patrol in high-crime areas.

McGinn said the highest priority would be addressing the "epidemic of gun violence that's plaguing the city." He said he'll look at redeploying officers, as well as legislation.

The gunman's family, meanwhile, is struggling with what could have been had they been able to get Stawicki help sooner.

Ian Stawicki, 40, had suffered from mental illness for years and gotten "exponentially" more erratic, his father said, but family members had been unable to get him to seek help.

Walter Stawicki said he was "bitter" that it was so hard to get his son help.

"He wouldn't hear it," he said. "We couldn't get him in, and they wouldn't hold him ... The only way to get an intervention in time is to lie and say they threatened you. Our hands were so tied."

Walter Stawicki recalled a son who liked dogs, kids and plants. He joined the U.S. Army after graduating high school, but the Army honorably discharged him after about a year, he said.

Since then, Ian Stawicki had bounced around serving as a roadie for bands and helping his mother with gardening.

According to the Seattle city attorney's office, police cited Stawicki in 1989 for carrying a concealed knife and, in 2008, a girlfriend who lived with him claimed he had assaulted her and had destroyed her property. She later recanted, and charges were dismissed because she would not cooperate with prosecutors.

Stawicki obtained a concealed weapons permit in 2010 from the Kittitas County Sheriff's Office. The permit shows he owned six firearms.

Other than a couple of traffic tickets and a fistfight with his brother several years ago ? charges were dropped ? his son had no criminal record, Walter Stawicki said.

"When you knew him and he liked you, he was the best friend you could have. He was an old-fashioned gentleman," he said. "But when he was having bad days, he scared people."

Stawicki also said he knew his son had guns, but he was more concerned that Ian ? a "bean pole" at 6-foot, 150 pounds ? would get in a physical altercation and lose.

Stawicki last spoke to his son the morning of the shooting. He recalled a cheerful conversation. "He handed the phone to his mother and I said, 'Gee, he sounds in a good mood.'

The only survivor of the cafe shooting, Leonard Meuse, was upgraded from critical to serious condition at Harborview Medical Center.

A memorial in front of the cafe grew Thursday as people stopped by to drop off flowers, cans of beer and toy instruments. Two of the victims, identified by friends as Drew Keriakedes, 49, and Joe Albanese, 52, were old-time musicians and regulars at the cafe, where they often played or simply held court.

"They were the life of this place," said Janna Silver, who had known them for a few years. "They were very welcoming, and they'd talk to anyone."

The King County medical examiner's office confirmed the identification of Keriakedes and also identified another cafe victim, Kimberly Layfield, 36.

The carjacked woman was identified as Gloria Leonidas, 52. The Seattle Times said she was a married mother of two from suburban Bellevue. The medical examiner's office does not release hometowns.

Formal identification of the other victims, as well as the victims' cause and manner of death, will be released Friday, the medical examiner's office said.

___

Associated Press writer Chris Grygiel contributed to this report. Dininny reported from Yakima, Wash.

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Latest Wolf Pack Happenings HowlerOnline.com

Good afternoon, Wolf Pack!

It?s almost the weekend! ?Celebrate the end to a short work week with us and take one of our several tours through CAC Tours or Outdoor Recreation. ?Don?t forget to join us tomorrow for First Friday at the Loring Club, too! ?Here are a few things we have planned for you for the next couple of weeks:

First Friday: ?Patio Party? at the Loring Club
Friday, 1 Jun, 1730-1930, Mickley?s Pub and Olds Room
Hosted by the Loring Club
Menu includes: burgers, brats, Korean spicy pork, grilled portabellas, grilled corn on the cob, sauerkraut, potato salad,?coleslaw, cucumber kimchi, tomatoes and pesto, and chips and salsa.
Door prizes and giveaways provided.
Call 782-5435 for more information.

Membership Matters at the Loring Club
Now through 13 Jul
During the 2012 Air Force Club Membership drive, Club members receive an additional $1 discount in addition to the?current Members First discount at the Loring Club and Wolf Pack Caf?.
Valid for Mongolian BBQ, Steak Night, Sunday Brunch, pub menu, and meals more than $4 at Wolf Pack Caf?. ?Cannot?be combined with other discounts. ?Not valid for beverage purchases.
Call 782-4312 for more information on Club membership and benefits

Korean Folk Village with CAC Tours
Saturday, 2 Jun, 0730-1930 (13 signed up; 20 min; 45 max)
Step 200+ years in the past and experience first-hand the culture of the Chosun Dynasty of 1392-1910.? Villagers are?dressed in the clothes of those eras and perform duties as their ancestors did.? Watch folk dances and plays and taste?Korean food specialties from one of several restaurants in the market place.? Trip includes a three-hour drive.
$35 per person plus W15,000 for admission.
Sign up by Thursday, 31 May, 1700.
Call 782-5213 for more information.

Deep Sea Fishing on the Yellow Sea with Outdoor Recreation
Saturday, 2 Jun, 0530-1630 (10 signed up; 12 min; 15 max)
Go Kunsan style bottom fishing for a variety of fish while you bask in the beautiful scenery of the Yellow Sea.? For?those who like really fresh raw fish, the captain will fillet and cut your catch for you right on the deck.? Trip includes a one-hour drive..
$100 per person includes boat, fishing rod, bait and tackle, transportation, and guide.
Call 782-4938 for more information.

Mountain Biking to Mt. Suri with Outdoor Recreation
Saturday, 9 Jun, 0600-1730 (none signed up; six min; 15 max)
Enjoy mountain biking at this breath-taking mountain. Your guide will provide tips and great information about the?mountain?s trails and more.?? Trip includes a three-hour drive.
$35 per person includes transportation and guide.
Call 782-4938 for more information.

PLAYpass
Single Airmen currently stationed at Kunsan AB are eligible to sign up for PLAYpass and receive FREE or discounted?trips, recreational events, and more! ?Click the link below for more information or visit www.MyAirForceLife.com.

Click here for more information on other events we have planned for you!

Have a great weekend!

-Sara, FSS Marketing

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NYC proposes ban on sale of oversized sodas

(AP) ? Mayor Michael Bloomberg is proposing a ban on the sale of large sodas and other sugary drinks in the city's restaurants, delis and movie theaters in the hopes of combating obesity ? an expansion of his administration's efforts to encourage healthy behavior by limiting residents' choices.

The proposal ? expected to be announced formally on Thursday in a City Hall briefing ? would take 20-ounce soda bottles off the shelves of the city's delis and eliminate super-sized sugary soft drinks from fast-food menus. It is the latest health effort by the administration to spark accusations that the city's officials are overstepping into matters that should be left in the hands of individual consumers.

"There they go again," said Stefan Friedman, spokesman for the New York City Beverage Association, who called the proposal "zealous" in a statement. "The New York City Health Department's unhealthy obsession with attacking soft drinks is again pushing them over the top. The city is not going to address the obesity issue by attacking soda because soda is not driving the obesity rates."

But City Hall officials, citing a 2006 study, argue that sugary drinks are the largest driver of rising calorie consumption and obesity. They note that sweet drinks are linked to long-term weight gain and increased rates of diabetes and heart disease.

The administration's proposal would impose a 16-ounce limit on the size of sugary drinks sold at food service establishments, including restaurants, movie theaters, sports venues and street carts. It would apply to bottled drinks as well as fountain sodas.

The proposal drew strong reaction from the Coca-Cola Company.

"The people of New York City are much smarter than the New York City Health Department believes," the company said in a statement. "We are transparent with our consumers. They can see exactly how many calories are in every beverage we serve."

"New Yorkers expect and deserve better than this. They can make their own choices about the beverages they purchase. We hope New Yorkers loudly voice their disapproval about this arbitrary mandate."

The ban would apply only to drinks that contain more than 25 calories per 8 ounces. It would not apply to diet soda or any other calorie-free drink. Any drink that is at least half milk or milk substitute would be exempted.

The ban, which could take effect as soon as March, would not apply to drinks sold in grocery or convenience stores that don't serve prepared food. Establishments that don't downsize would face fines of $200 after a three-month grace period.

The proposal requires the approval of the city's Board of Health ? considered likely because its members are all appointed by Bloomberg.

Under the three-term mayor, the city has campaigned aggressively against obesity, outlawing trans-fats in restaurant food and forcing chain restaurants to post calorie counts on menus. The mayor has also led efforts to ban smoking in the city's bars, restaurants, parks and beaches.

Bloomberg often cites the city's rising life expectancy numbers as proof the approach is working, but his efforts have drawn criticism from others who accuse him of instituting a "nanny state."

His administration has tried other ways to make soda consumption less appealing. The mayor supported a state tax on sodas, but the measure died in Albany, and he tried to restrict the use of food stamps to buy sodas, an idea federal regulators rejected.

City Hall's latest proposal does not require approval beyond the Board of Health, although public hearings will be held.

___

Follow Samantha Gross at www.twitter.com/samanthagross

Associated Press

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Fitch Lifts Cameroon's Rating On Improved Domestic Debt ...

Fitch Ratings raised its ratings on the Republic of Cameroon one notch closer to investment grade, pointing to the Central African country?s improvement in domestic debt management.

Fitch upgraded its long-term foreign currency issuer default rating to B, five levels away from investment grade, from B-minus. The outlook is stable.

The firm said Cameroon?s rating is supported by the economy?s continued recovery from the global financial crisis, helped by rebound in oil production and revenues and higher public investment.

Fitch also noted that the issuance of T-bill and bonds in the domestic market since late 2010 and no recorded delays in interest payments have helped forge a track record of stronger sovereign debt service. Cameroon?s public debt is low compared to its peers, reflecting substantial debt alleviation obtained in 2006.

Fitch noted that Cameroon?s economic growth has historically been low compared to other sub-Saharan African countries due to insufficient investment in energy and transport infrastructure. However, economic growth improved to 4.2% last year as several large infrastructure projects were launched and oil prices rose. Growth is expected to reach 4.7% this year, Fitch said.

The firm also noted that Cameroon?s economy, though largely informal and heavily reliant on agriculture and commodities, is more diversified towards manufacturing than many sub-Saharan countries. The firm noted that oil production, which had been declining over the past decade, represented 7.1% of the country?s gross domestic product and 35.8% of exports last year. Fitch said output is expected to increase this year, a trend that will continue in the coming years.

Fitch said Cameroon?s ratings would benefit from a longer track record of sound sovereign debt service, as well as improved public financial management. The firm said a prolonged increase in oil output and greater investment in infrastructure would also help its ratings.

-By Nathalie Tadena | Dow Jones Newswires

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